Frequently Asked Questions
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How does financing work?
Most of our home owners use a one-time close construction loan. This combines the cost of your land and the cost of your new custom home into one. And, if you own your land, you can use the equity towards the down payment and come with little to no money out of pocket. This in no way means that the lot must be paid off before you can build. The lot and home can be combined into one mortgage. During the construction period you pay interest only on the loan. Once the construction period is over - your loan converts into the permanent financing that you arranged with your lender.
Need a lender?
We have established many professional working relationships with local lenders. Contact us for more information and we will be happy to help.
Can I build a home and still use my VA loan as permanent financing?
Yes, we have a specific loan program especially for this type of situation. You can still use your VA loan and save tens of thousands of dollars by building your own home with us. Contact us for more information.
How much can I borrow? How much down payment do I need?
We have lenders that can loan up to 95% LTV (loan to value) of the home and sometimes 100% financing is available. Just contact us to find out if and what you qualify for.